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Discharge
the removal of a mortgage on the title of a property.
To discharge a mortgage, you must notify your lender to discuss your plans to discharge. Then, complete and return the Discharge Authority form. Next, complete the form and return it to your lender. The next step is to register your discharge and Certificate of Title.
Learn MoreTypically for a discharge of a mortgage it takes between 14-21 business days, it is recommended to put in your discharge request at the same time as you put in the application for your new home loan.
Learn MoreIf you don't discharge your mortgage you will end up paying more interest over the life of the loan. If any unforeseen event arises you may not be able to repay the home loan.
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