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Line of Credit
is a revolving credit facility that has no end term.
A HELOC, or secured line of credit, may be a smart idea if you need money for a home renovation project, education expenditures, or other major expenses.
Learn MoreA bank or credit card issuer can generally lower or increase your credit limit at any time as long as the credit card agreement allows. If the bank revokes your line of credit your remaining balance will have minimum monthly payments and a fixed interest rate.
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